/* Root Variables for Light Premium Theme */
:root {
    --primary-bg: #FAFAFA; /* Off-White Background */
    --secondary-bg: #FFFFFF; /* White Background */
    --text-light: #1A202C; /* Dark text for readability on light bg */
    --text-muted: #4A5568; /* Gray text */
    --accent-gold: #004643; /* Dark Teal */
    --accent-gold-hover: #003331; /* Darker Teal */
    --glass-bg: rgba(250, 250, 250, 0.95); /* Light glass bg */
    --glass-border: rgba(0, 0, 0, 0.05); /* Subtle dark border for glass */
    
    --font-main: 'Montserrat', sans-serif;
    --transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
}

/* Reset & Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-main);
    background-color: var(--primary-bg);
    color: var(--text-light);
    line-height: 1.6;
    overflow-x: hidden;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

ul {
    list-style: none;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

.text-gold {
    color: var(--accent-gold);
}

.text-center {
    text-align: center;
}

/* Buttons */
.btn-primary, .btn-secondary, .btn-outline {
    display: inline-block;
    padding: 0.8rem 1.8rem;
    border-radius: 4px;
    font-weight: 500;
    cursor: pointer;
    transition: var(--transition);
    border: none;
    font-family: var(--font-main);
    font-size: 1rem;
}

.btn-primary {
    background-color: var(--accent-gold);
    color: #FFFFFF;
}

.btn-primary:hover {
    background-color: var(--accent-gold-hover);
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(0, 70, 67, 0.3);
}

.btn-secondary {
    background-color: rgba(0, 0, 0, 0.05);
    color: var(--text-light);
    border: 1px solid rgba(0, 0, 0, 0.1);
}

.btn-secondary:hover {
    background-color: rgba(0, 0, 0, 0.1);
    transform: translateY(-2px);
}

.btn-outline {
    border: 1px solid var(--accent-gold);
    color: var(--accent-gold);
    padding: 0.5rem 1.2rem;
}

.btn-outline:hover {
    background-color: var(--accent-gold);
    color: #FFFFFF;
}

.w-100 {
    width: 100%;
}

.mt-4 {
    margin-top: 2rem;
}

/* Typography */
h1, h2, h3 {
    line-height: 1.2;
    margin-bottom: 1rem;
    font-weight: 300;
}

h1 {
    font-size: 3.5rem;
}

h2.section-title {
    font-size: 2.5rem;
    position: relative;
    display: inline-block;
}

.title-underline {
    height: 2px;
    width: 60px;
    background-color: var(--accent-gold);
    margin: 1rem 0 2rem 0;
}

.title-underline.center {
    margin: 1rem auto 2rem auto;
}

p {
    margin-bottom: 1rem;
    color: var(--text-muted);
}

.lead-text {
    font-size: 1.2rem;
    color: var(--text-light);
    font-weight: 400;
}

/* Navigation */
.glass-nav {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    background: var(--glass-bg);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--glass-border);
    transition: var(--transition);
    padding: 1rem 0;
    box-shadow: 0 4px 30px rgba(0, 0, 0, 0.05);
    color: var(--text-light); /* Dark text on white bg */
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    font-size: 1.5rem;
    font-weight: 400;
    letter-spacing: 2px;
    text-transform: uppercase;
}

.logo-accent {
    font-weight: 700;
    color: var(--accent-gold);
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 2rem;
}

.nav-links a {
    font-size: 0.95rem;
    font-weight: 600; 
    text-transform: uppercase;
    letter-spacing: 1px;
    position: relative;
}

.nav-links a:not(.btn-outline)::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--accent-gold);
    transition: var(--transition);
}

.nav-links a:not(.btn-outline):hover::after,
.nav-links a.active::after {
    width: 100%;
}

.hamburger {
    display: none;
    font-size: 1.5rem;
    cursor: pointer;
}

/* Hero Section */
.hero {
    height: 100vh;
    position: relative;
    display: flex;
    align-items: center;
    overflow: hidden;
}

.hero-bg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    z-index: -2;
    transform: scale(1.05);
    animation: slowZoom 20s ease-in-out infinite alternate;
}

@keyframes slowZoom {
    0% { transform: scale(1.05); }
    100% { transform: scale(1.15); }
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(to right, rgba(250, 250, 250, 0.95) 0%, rgba(250, 250, 250, 0.7) 40%, rgba(250, 250, 250, 0.1) 100%);
    z-index: -1;
}

.hero-content {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
    width: 100%;
    position: relative;
    z-index: 1;
    color: var(--text-light); 
}

.hero-content .text-gold {
    color: var(--accent-gold);
    font-weight: 700;
}

.hero-content .subtitle {
    display: block;
    text-transform: uppercase;
    letter-spacing: 3px;
    font-size: 0.9rem;
    color: var(--text-light);
    margin-bottom: 1rem;
    font-weight: 700;
}

.hero-content h1 {
    font-size: 3.2rem;
    margin-bottom: 1.5rem;
    max-width: 800px;
    line-height: 1.2;
}

.hero-content p {
    font-size: 1.1rem;
    max-width: 650px;
    margin-bottom: 2.5rem;
    color: var(--text-muted);
    line-height: 1.6;
}

.hero-actions {
    display: flex;
    gap: 1rem;
}

.hero-content .btn-secondary {
    background-color: transparent;
    color: var(--text-light);
    border: 1px solid rgba(0, 0, 0, 0.2);
}

.hero-content .btn-secondary:hover {
    background-color: rgba(0, 0, 0, 0.05);
}

/* About Section */
.about-section {
    padding: 8rem 0;
    background-color: var(--primary-bg);
}

.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.about-image {
    display: flex;
    justify-content: center;
}

.portrait-img {
    width: 100%;
    max-width: 450px;
    border-radius: 8px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
    object-fit: cover;
}

/* Services Section */
.services-section {
    padding: 8rem 0;
    background-color: var(--secondary-bg);
}

.section-subtitle {
    max-width: 700px;
    margin: 0 auto 4rem auto;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.service-card {
    background: var(--primary-bg);
    padding: 3rem 2rem;
    border-radius: 8px;
    text-align: center;
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
    border-color: var(--accent-gold);
}

.service-icon {
    width: 70px;
    height: 70px;
    margin: 0 auto 1.5rem auto;
    background: rgba(0, 70, 67, 0.05);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent-gold);
    font-size: 1.8rem;
    transition: var(--transition);
}

.service-card:hover .service-icon {
    background: var(--accent-gold);
    color: #FFFFFF;
}

.service-card h3 {
    font-size: 1.2rem;
    margin-bottom: 1rem;
}

.service-card p {
    font-size: 0.95rem;
    margin-bottom: 0;
}

/* Finance Banner */
.finance-banner {
    padding: 6rem 0;
    background-size: cover;
    background-position: center;
    background-attachment: fixed; /* Parallax effect */
    color: #FFFFFF;
}

.finance-banner p {
    max-width: 800px;
    margin: 0 auto;
    color: rgba(255, 255, 255, 0.9);
    font-size: 1.1rem;
}

.finance-banner h2 {
    color: #FFFFFF;
}

.banner-icon {
    font-size: 3rem;
    color: var(--accent-gold); /* If banner is dark teal, this might blend in. We will use a lighter gold or white. Wait, if gradient is dark teal, accent gold is dark teal. */
    margin-bottom: 1rem;
}

.finance-banner .banner-icon {
    color: #FFFFFF; /* Overwrite for visibility */
}

/* Contact Section */
.contact-section {
    padding: 8rem 0;
    background-color: var(--primary-bg);
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
}

.contact-details {
    margin-top: 2rem;
}

.contact-details li {
    display: flex;
    align-items: flex-start;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.contact-details i {
    color: var(--accent-gold);
    font-size: 1.5rem;
    margin-top: 0.3rem;
}

.contact-details a:hover {
    color: var(--accent-gold);
}

.contact-form {
    background: var(--secondary-bg);
    padding: 3rem;
    border-radius: 8px;
    border: 1px solid rgba(0, 0, 0, 0.05);
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-size: 0.9rem;
    color: var(--text-light);
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 1rem;
    background: #FFFFFF;
    border: 1px solid rgba(0, 0, 0, 0.1);
    border-radius: 4px;
    color: var(--text-light);
    font-family: var(--font-main);
    transition: var(--transition);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--accent-gold);
    box-shadow: 0 0 0 3px rgba(0, 70, 67, 0.1);
}

/* Footer */
footer {
    background-color: #003331; /* Dark Teal */
    padding: 2rem 0;
    color: #FFFFFF;
}

.footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 1rem;
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.7);
}

.footer-links {
    display: flex;
    gap: 1.5rem;
}

.footer-links a:hover {
    color: #FFFFFF;
}

.footer-social {
    display: flex;
    gap: 1.5rem;
    font-size: 1.2rem;
}

.footer-social a {
    color: rgba(255, 255, 255, 0.7);
    transition: var(--transition);
}

.footer-social a:hover {
    color: #FFFFFF;
    transform: translateY(-2px);
}

.footer-logo {
    color: #FFFFFF;
}

.footer-logo .logo-accent {
    color: #FFFFFF;
}

/* Animations */
.fade-in-up {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.8s ease, transform 0.8s ease;
}

.slide-in-left {
    opacity: 0;
    transform: translateX(-50px);
    transition: opacity 0.8s ease, transform 0.8s ease;
}

.slide-in-right {
    opacity: 0;
    transform: translateX(50px);
    transition: opacity 0.8s ease, transform 0.8s ease;
}

.visible {
    opacity: 1;
    transform: translate(0);
}

.delay-1 { transition-delay: 0.2s; }
.delay-2 { transition-delay: 0.4s; }
.delay-3 { transition-delay: 0.6s; }

/* Responsive */
@media (max-width: 992px) {
    .about-grid, .contact-grid {
        grid-template-columns: 1fr;
    }
    
    .hero-content h1 {
        font-size: 2.8rem;
    }
}

@media (max-width: 768px) {
    .nav-links {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background: var(--primary-bg);
        flex-direction: column;
        padding: 2rem;
        border-bottom: 1px solid var(--glass-border);
    }

    .nav-links.active {
        display: flex;
    }

    .hamburger {
        display: block;
        color: inherit;
    }

    .hero-content h1 {
        font-size: 2.2rem;
    }

    .hero-actions {
        flex-direction: column;
    }

    .footer-bottom {
        flex-direction: column;
        text-align: center;
    }
}
